Insurance and fees.
We accept most major insurance plans for therapy and psychiatry, in person at our three offices or by secure video across Washington. We are upfront about our fees and how billing works, and we recommend confirming your benefits with your insurer, so there are no surprise bills.
Counseling Services for Wellbeing accepts most major insurance plans for both therapy and psychiatry, including Kaiser, Premera, Regence, Aetna, UnitedHealthcare and Cigna, with Optum handling behavioral health for many UnitedHealthcare members. We book first appointments the same week and are upfront about fees and billing, and we recommend confirming your benefits with your insurer, so there are no surprise bills. Care is available at our three offices or by secure video statewide. If your plan is not one we can work with, we will tell you plainly.
Most major insurance plans accepted
We accept these plans for therapy and for psychiatry. Optum administers behavioral health for many UnitedHealthcare members, so your card may show Optum even when your plan is UnitedHealthcare. We recommend confirming your specific benefits with your insurer before your first session.
Pick your carrier to see how it works for therapy or psychiatry.
Each carrier has its own page for therapy and for psychiatry, with the access steps that plan asks for and how billing works. Start with yours, then reach out with any questions, and we recommend confirming your specific benefits with your insurer.
Not sure which plan you carry, or your card shows a name you do not recognize? Reach out with any questions; the member number on your card is the fastest way to confirm your specific benefits.
You know your cost before your first session, not after.
Most practices leave you to guess what a session will run, or to file your own claims. We are clear about our fees and how billing works, so the cost is not a mystery from the start.
Confirm your benefits first
Before your first session, we recommend calling the member number on your insurance card to confirm what your plan reaches for therapy or psychiatry. Have your member ID handy and bring any questions to your intake call, so you are not trying to decode your benefits alone.
You pay your plan's share
With your benefits confirmed, you pay whatever your plan asks of you, typically a copay or your plan's share. We are upfront about our fees, so there is no flat mystery rate and no filing your own claims after every visit.
No surprise bills
Because you know your benefits and our fees up front, you are not blindsided by a bill after your first visit. If something on your plan changes, we will tell you plainly rather than let it land as a surprise.
We do not publish a fixed price because what you owe depends on your plan, and quoting a flat rate would only mislead you. Reach out with questions about our fees, and your insurer can give you the exact number for your specific coverage.
No coverage we can work with? Self-pay is straightforward.
If your plan is not one we can work with, or you would rather not use insurance, you can pay out of pocket. We will tell you the cost before you start.
What people ask about insurance and fees.
Do you take my insurance plan?
We accept most major insurance plans for therapy and psychiatry, including Kaiser, Premera, Regence, Aetna, UnitedHealthcare and Cigna, with Optum handling behavioral health for many UnitedHealthcare members. If you carry one of these plans, your care here is likely covered. We recommend confirming your specific benefits with your insurer before your first session so you know what your plan reaches, and if we cannot work with your plan we will tell you plainly.
Does insurance cover therapy?
Most health insurance plans cover therapy and counseling as part of their mental health benefits, though the exact coverage depends on your plan. With the carriers we accept, your therapy here is typically covered. Because every plan is different, we recommend checking your specific benefits with your insurer before you start so the cost is clear from the beginning.
Do I need a referral to start?
Most plans we work with do not require a referral to begin therapy, though a few plans do ask for one and Kaiser uses an integrated-care model with its own access steps. When you confirm your benefits with your insurer, ask whether your plan requires a referral; if it does, we will walk you through that step and never skip or replace one, so you are not figuring it out alone.
What will I pay for a session?
What you pay depends on your plan, usually your copay or your plan's share, which is why we recommend confirming your benefits with your insurer rather than relying on a flat quote from us. We are upfront about our fees, so you start with a clear picture rather than a surprise bill after the first visit. If you do not have coverage we can work with, ask us about self-pay.
Do you take my plan for both therapy and psychiatry?
Yes. The carriers we accept apply to therapy and counseling as well as psychiatry and medication management, so you can get the kind of care you need without changing where you go for it. We recommend confirming your specific benefits with your insurer for whichever side of the practice you need before you start.
Is therapy covered when we meet by secure video?
Yes. The plans we accept cover sessions by secure video the same way they cover in-person visits, so you can meet from anywhere in Washington without losing your coverage. Telehealth is typically covered the same as in-person with the plans we accept, but it is worth confirming with your insurer along with the rest of your benefits.
What if you do not take my insurance?
We will tell you plainly rather than leave you guessing, and we will help you understand your options, including self-pay. We would rather be straight with you up front than have you find out after the fact, so if your plan is not one we can work with, we will say so clearly and talk through what other paths might work for you.
Good care should not come with a billing surprise.
Request an appointment today and learn more about our therapy and psychiatry services, accepted insurance plans, and scheduling options. Counseling Services for Wellbeing offers in-person appointments in Green Lake, Burien, and Smokey Point, as well as secure telehealth throughout Washington State. Same-week appointments are often available.
